getquin Review 2026: A Strong Portfolio Tracker for European Investors?

getquin brings investments, cash, property and other assets into one dashboard. This review examines its free and paid plans, European broker connections, dividend tools, security and limitations.

European investors increasingly hold money across several platforms. An ETF portfolio may sit at Trade Republic, individual shares at DEGIRO, fractional investments at Trading 212 and cryptocurrencies on one or more exchanges. Add cash accounts, property and pension assets, and the investor’s complete financial position becomes difficult to see.

getquin attempts to solve that problem. The Berlin-based platform connects investment and bank accounts, combines them with manually entered assets and presents the result as a single portfolio and net-worth dashboard.

But getquin is not a broker. It does not hold investments, execute trades or replace the statements issued by a bank or investment platform. Its usefulness depends on the accuracy of the information it imports—and on whether its increasingly ambitious analytical and artificial-intelligence features justify paying for a subscription.

Features and prices in this getquin review were checked on 27 September 2026. Prices, broker connections and subscription features can vary by country, platform and applicable taxes.

Key takeaways

• getquin is best for European investors who use several brokers and want one consolidated view of their wealth.
• The free plan includes unlimited bank and broker connections, real-time financial data, a net-worth overview and essential portfolio analysis.
• Premium costs €89.99 per year before country-specific taxes and adds deeper performance, allocation, dividend and AI analysis.
• The Wealth plan costs €149.99 per year before applicable taxes and introduces financial goals, retirement planning and unlimited AI-agent access.
• Broker connections are read-only: getquin cannot trade, withdraw money or transfer assets.
• Imported data can still contain missing or incorrectly classified transactions, so getquin should not replace official broker statements or tax records.

getquin rating

What is getquin?

getquin is a portfolio-tracking and wealth-management application operated by QUIN Technologies GmbH in Berlin.

The company says the platform has more than 500,000 users and tracks over €20 billion in assets. It is available through a web application and native iOS and Android apps.

Its principal purpose is to show investments and other assets from different providers in one place. Depending on the available connection and the user’s data, getquin can track:

• Shares
• ETFs
• Investment funds
• Bonds
• Cryptocurrencies
• Cash and bank accounts
• Commodities
• Property
• Private or angel investments
• Art and collectables
• Other manually entered assets
• Liabilities

The app then analyses portfolio performance, asset allocation, income and estimated future dividends.

This is particularly relevant in Europe, where investors commonly use several financial providers because no single broker offers the best combination of fees, tax wrappers, market access, automated investing and banking services.

getquin is not a broker

The most important fact in this review is that getquin is an information and analysis layer—not the custodian of the investor’s assets.

Connecting a DEGIRO, Trade Republic, Trading 212 or other supported account does not transfer the investments to getquin. The securities and cash remain with the original provider.

getquin states that its connected-account access is read-only. It cannot:

• Buy or sell investments
• Transfer securities
• Initiate withdrawals
• Move cash
• Change the user’s broker account

Trades must still be placed directly through the relevant broker or bank.

This considerably reduces the financial danger associated with connecting an account. However, portfolio data remain sensitive. A detailed overview can reveal the size of someone’s wealth, income, holdings, brokers and financial habits, so account security still matters.

How does getquin work?

Investors can build a portfolio in three main ways.

1. Automatic broker or bank connection

Where a supported connection exists, users can link an account and allow getquin to import positions and transactions.

The company says it supports secure API connections with thousands of financial providers. The exact integration method, reliability and data history can differ by institution.

Automatic connections offer the greatest convenience because new purchases, sales and dividends can be added without repeatedly updating a spreadsheet.

They are not infallible. A provider may change its interface, introduce additional authentication or temporarily interrupt a connection. Corporate actions, transferred positions and unusual transactions can also require correction.

2. Document or file import

Depending on the institution, users may be able to import transactions from a spreadsheet or supported document.

This is useful when a direct broker connection is unavailable or when the investor prefers not to link an account. The quality of the result still depends on whether dates, quantities, fees, currencies and transaction types are interpreted correctly.

3. Manual entry

Almost any asset can be added manually, including property, collectables and private investments. getquin specifically says assets such as real estate, art, luxury collectables and commodities can be tracked through manual import.

Manual entry makes the platform more useful as a net-worth tracker, but manually maintained assets will not update automatically unless getquin has an appropriate market-price source.

Which European investors benefit most from getquin?

getquin makes the most sense when a person’s financial situation has become too fragmented for one broker dashboard.

Investors using multiple brokers

An investor might use:

• Trade Republic for automated ETF savings plans
• DEGIRO for listed options, bonds or specific exchanges
• Trading 212 for fractional shares
• A bank for investment funds
• A separate cryptocurrency exchange

No individual broker can accurately analyse that complete portfolio. getquin can combine the positions and reveal the overall exposure.

A technology ETF held with one broker may contain the same companies as individual shares held elsewhere. Looking at each account separately can therefore hide concentration risk.

Dividend investors

getquin offers a dedicated dividend dashboard with historical payments, personal dividend metrics and estimates of future income.

This is useful for someone who receives dividends from several brokers or in several currencies. Instead of checking each platform, the investor can view an estimated income calendar in one place.

Premium includes personal dividend KPIs and longer-term forecasting. These figures should be treated as estimates. Dividends are not guaranteed, and companies can reduce, suspend or cancel payments.

ETF investors

The app can break a portfolio down by asset class, industry and geography, helping ETF investors understand what they actually own.

This is useful when several ETFs overlap. Owning a global ETF, an S&P 500 ETF and a technology ETF may look diversified by fund count while producing a large combined exposure to the same US technology companies.

FIRE and retirement-focused investors

getquin has expanded beyond conventional investment tracking. The Wealth plan introduces financial goals, retirement projections and scenario planning.

Users can model goals such as:

• Early retirement
• Buying a home
• Building a target portfolio
• Closing an expected pension gap
• Taking a career break
• Adjusting future saving contributions

getquin says its planning tools can combine connected financial information with goals and update the plan as the user’s finances change.

These projections can be useful, but they remain models. Future market returns, inflation, taxes and personal circumstances cannot be predicted with certainty.

getquin pricing: Free vs Premium vs Wealth

getquin currently offers three plans.

The official price page states that displayed prices exclude country-specific taxes and fees. The final amount is calculated at checkout. App Store or Google Play pricing can also differ from the web price.

Is the free getquin plan enough?

For many investors, yes.

The free plan already provides:

• Unlimited connections
• Consolidated portfolio tracking
• Net-worth monitoring
• Real-time market data
• Basic portfolio analysis

That is enough for someone who mainly wants to replace a spreadsheet or monitor several brokers from one dashboard.

Starting with the free plan is the most sensible approach. It allows the investor to test whether their most important providers connect reliably and whether imported transactions are accurate before purchasing Premium.

Is getquin Premium worth €89.99 per year?

Premium is most valuable for investors who actively study their portfolio and use the app frequently.

The additional analysis can help answer questions such as:

• Which positions produced most of my return?
• How is my portfolio divided by industry or region?
• How much dividend income could I receive?
• How does my performance compare with a benchmark?
• How much am I paying in product and broker costs?
• Is my portfolio overly concentrated?

At €89.99 per year, Premium costs approximately €7.50 per month before applicable taxes. That is reasonable for a complex portfolio, but harder to justify for someone with one broker and a single global ETF.

Premium does not directly increase investment returns. Its value depends on whether the information leads to better decisions or saves enough time to justify the cost.

Who should consider getquin Wealth?

The €149.99 Wealth plan is aimed at investors who want to connect portfolio tracking with longer-term financial planning.

Its main additions are:

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• Customisable financial goals
• Retirement planning
• Unlimited access to AI financial agents

The plan may appeal to investors pursuing financial independence or managing several long-term goals. However, its projections should supplement—not replace—regulated financial, pension or tax advice where that advice is needed.

getquin’s main features

Consolidated net-worth tracking

The strongest getquin feature is the ability to move beyond one brokerage account.

Investments, cash, property and liabilities can be combined into a more complete estimate of net worth. This gives the investor a better answer to the question “How am I actually doing?” than checking the daily change shown by one broker.

Portfolio-performance analysis

getquin can analyse historical performance, portfolio composition and the contribution made by individual investments.

Premium includes advanced performance analytics, while getquin’s published materials also refer to time-weighted rate of return calculations and benchmarking.

The distinction between portfolio value and investment performance matters. Depositing another €10,000 increases the account balance, but it is not an investment return. A competent tracker should separate cash flows from market performance.

Even so, the calculation is only as accurate as the transaction history. Missing fees, incorrect purchase prices or imported transfers can distort the result.

Dividend tracking

getquin provides one of its clearest benefits to income-focused investors.

The platform can display:

• Previous dividend payments
• Expected upcoming payments
• Dividend income by month or year
• Portfolio dividend yield
• Estimated income growth
• Income from holdings across several accounts

Forecasts rely on available corporate and market data. They should not be interpreted as promised payments.

Portfolio allocation

A portfolio can be divided by:

• Asset class
• Geography
• Sector or industry
• Individual position
• Account or broker

This can reveal risks that are difficult to spot when investments are spread across several platforms.

AI portfolio analysis

getquin’s AI features can analyse returns, diversification, risk, costs and potential performance drivers. Users can ask questions about their portfolio rather than manually studying every dashboard.

This can make complex information more accessible, but an AI explanation is not automatically correct. Its answer depends on the quality of the imported data, the app’s classifications and the assumptions used.

AI-generated analysis should be treated as a starting point for investigation—not as an instruction to buy or sell.

Community and investment discussions

getquin also operates an investment community where users discuss individual shares, ETFs and portfolio strategies.

Community features can be useful for discovering different views, but popularity is not evidence. Posts may contain:

• Unverified claims
• Undisclosed conflicts of interest
• Excessive confidence
• Performance screenshots without context
• Speculation presented as analysis

Investors should protect their privacy and avoid disclosing unnecessary information about the size and location of their assets.

Is getquin safe?

getquin’s security model has an important strength: connected accounts are read-only.

According to the company, it cannot place orders or make changes to investments. getquin says data are protected using AES-256 encryption during transmission and while stored, with servers located in Germany and Europe. It also says users can permanently delete their data through the app.

The company’s privacy policy identifies QUIN Technologies GmbH in Berlin as the data controller and describes data processing under the EU General Data Protection Regulation. The policy also identifies external technology, analytics, payment and marketing providers that may process certain information.

What read-only access protects against

Read-only access means getquin should not be capable of:

• Selling the investor’s shares
• Withdrawing money
• Changing broker orders
• Transferring a portfolio
• Sending payments

That is materially safer than giving a third party unrestricted transactional access.

What risks remain?

Read-only does not mean risk-free.

Potential concerns include:

• Exposure of sensitive portfolio data
• Account takeover if login credentials are compromised
• Connection failures
• Incorrect or duplicated transactions
• Delayed price information
• Assets being assigned to the wrong sector or country
• Dependence on third-party data and account-connection providers
• Privacy risks from sharing portfolio information publicly

Investors should use a unique password, enable every available account-security feature and regularly compare getquin’s data with official broker statements.

Does getquin receive deposit protection?

No deposit guarantee is needed for the core portfolio tracker because getquin does not hold the investments or cash shown in the app.

Deposit guarantees and investor-compensation schemes apply at the underlying bank, broker or investment institution—not to the visual dashboard inside getquin.

For example, connecting a Trade Republic account does not move its cash protection to getquin. Connecting a DEGIRO account does not change where the securities are held. getquin simply displays imported information.

This separation should be clear because a polished portfolio overview can make the app feel like the location of the assets when it is not.

getquin advantages

• Strong focus on European investors
• Free plan with unlimited broker and bank connections
• Consolidates several portfolios
• Tracks non-market assets and liabilities
• Useful dividend dashboard
• Clear allocation and performance analysis
• Web, iOS and Android access
• Read-only account connections
• Manual import for unsupported assets
• Community discussions
• Financial-goal and retirement-planning tools
• AI-assisted portfolio explanations
• GDPR-based privacy framework

getquin disadvantages

• Automatic connections can break or require renewed authentication
• Imported transactions may need manual correction
• Advanced analysis requires a subscription
• Premium is difficult to justify for a very simple portfolio
• Dividend forecasts are estimates
• AI analysis can sound more certain than the underlying data justify
• Community content varies considerably in quality
• It does not prepare an official tax return
• It is not a broker and cannot execute trades
• Planning projections depend on uncertain assumptions
• Some users may prefer not to share complete portfolio data with another financial application

Who is getquin best for?

getquin is particularly suitable for:

• European investors with two or more brokers
• Dividend investors
• People tracking stocks, ETFs and cryptocurrencies together
• Investors with property or other non-listed assets
• Couples or households trying to understand overall net worth
• FIRE investors monitoring a long-term portfolio target
• Investors replacing a complicated spreadsheet
• Users who want portfolio analysis without moving their assets
• People who value a visual, mobile-friendly dashboard

Who should avoid getquin?

getquin may offer limited value to:

• Investors using only one broker with good internal analytics
• Someone holding a single ETF through one automated savings plan
• Investors unwilling to connect accounts or enter transactions manually
• Traders needing professional real-time execution and charting tools
• Users looking for automatic tax declarations
• Anyone likely to treat AI or community posts as personalised financial advice
• Investors who do not want another company processing portfolio information

getquin versus a spreadsheet

A spreadsheet provides maximum control and can remain entirely under the investor’s management. It is also flexible enough to incorporate taxes, targets and calculations specific to one country.

getquin offers greater convenience.

The best approach may be to use getquin for everyday monitoring while retaining periodic account statements or a separate record for tax and verification purposes.

getquin versus a broker dashboard

A broker dashboard should remain the authoritative source for:

• Tradable balance
• Order status
• Official transaction history
• Tax documents
• Securities held at that institution
• Cash available for withdrawal
• Corporate-action instructions

getquin is better at:

• Combining several brokers
• Calculating total net worth
• Analysing overall allocation
• Consolidating dividends
• Comparing performance
• Monitoring cross-platform concentration

The two tools serve complementary roles.

Is getquin suitable for Dutch investors?

Yes, particularly for Dutch investors using several European brokers.

Someone might combine a DEGIRO pension account with an ordinary investment account, automated investments through Trade Republic or Trading 212, cryptocurrency and property. getquin can provide a consolidated overview that none of those individual providers can deliver.

However, getquin does not replace Dutch tax administration.

Users remain responsible for checking information relevant to:

• Box 1 income
• Box 2 substantial interests
• Box 3 assets and liabilities
• Dividend withholding tax
• Pension-account contributions
• The correct value of assets on the required reference date

A getquin dashboard may help organise information, but official statements and professional advice should be used where appropriate.

The Strategic Newb verdict

getquin is one of the more convincing portfolio trackers for European investors because it addresses a genuine problem: modern portfolios are increasingly fragmented.

The free plan is unusually capable. Unlimited connections, real-time data, essential analysis and a complete net-worth overview should be sufficient for many users. Investors should therefore test the free version before considering a subscription.

Premium becomes worthwhile when dividends, benchmarking and detailed allocation analysis are used regularly. Wealth is aimed at a narrower audience that wants broader financial and retirement planning inside the same application.

The main limitation is not the interface but the underlying data. A beautifully presented chart can still be wrong when a broker connection misses a transaction or misinterprets a transfer. getquin is therefore best treated as a powerful analytical dashboard—not an official accounting, tax or trading system.

For European investors managing several brokers, asset classes or income streams, getquin earns an editorial rating of 4.3 out of 5.

Frequently asked questions

Is getquin free?

Yes. The free plan includes unlimited bank and broker connections, real-time financial data, a net-worth overview and essential portfolio analysis. Premium and Wealth subscriptions add more advanced functionality.

How much does getquin Premium cost?

getquin Premium is listed at €89.99 per year before country-specific taxes and fees. The Wealth plan costs €149.99 per year. Prices in mobile-app stores may differ.

Is getquin a broker?

No. getquin is a portfolio-tracking and wealth-analysis platform. It cannot execute trades, hold investments or withdraw money from a connected brokerage account.

Is it safe to connect a broker to getquin?

getquin says broker and bank connections are read-only, meaning the app cannot place orders or transfer money. It also says data are protected using AES-256 encryption. Users should still protect their login details and verify imported information against official statements.

Does getquin calculate European taxes?

getquin can help organise portfolio and income information, but it should not be treated as an official tax-calculation or tax-filing service. Tax treatment varies between European countries, and users should retain broker statements and obtain professional advice when necessary.

Financial disclaimer: Nothing in this article constitutes personalised financial advice. Investments can rise or fall in value, and you may receive back less than you invest. Fees, products and investor protections can vary by country. Always verify current conditions with the provider and relevant regulator.

Affiliate disclosure: This review links directly to getquin without affiliate tracking.